Being an authorized agent and independent consultant of an Investment & Wealth Management Entity in Dubai, AL KAMEL ASSOCIATES, can facilitate funding arrangements to Organizations who are in need of financing.

Our lender is a multinational corporation spread globally from Asia, Europe to USA with Corporate offices in Tokyo, Singapore, Mumbai, Colombo, Mauritius, Dubai, London and New York and whose services include, among others, Project Funding, Trade Finance, expansions, and takeover of existing bank loans.

The Project Financing Program:
1) Terms & Conditions:

• Loan Amount: US$ 10Million minimum, up to a maximum of US$ 500 Million.
• Rate of Interest: FIXED 3% to 5% per annum.( flexible  to reduction downwards for higher Loan amounts )
• Tenor: up to 10 Years.
• Disbursement: 60 to 90 International Working Business Days from date of Initiation.
• Re-payment: Monthly/quarterly /yearly, as convenient to the borrower based on a declining balance method.
• Early Settlement of the Loan – possible anytime during the tenure without charges.

• Non-interference in the operations of the Project.

• One time Processing fee: 7%

2) Required Documents:

• Audited financial statements of the borrowing company (past 3 years).
• Bank statements (past 6 months) for all existing bank accounts.
• Registration, license documents and address proof of borrowing company.
• Loan proposal letter and Project profile (business plan, estimated cash flows and financial projections…etc.)
• Background and credentials of existing business.
• ID proof, address proof and photograph of the borrower.

How do we come into the picture?

AL KAMEL ASSOCIATES is fully authorized by the Lender to act on his behalf, and share the necessary information with potential borrowers. Before any commitments whatsoever, we will show the clients the necessary documents confirming the same.
As a Facilitator, we work on a commission basis stated as under:

• Nature of the Service: Finder’s Fee – Consultancy and Facilitation of the Loan from Initiation to completion
• One time Service fee: 1% to 3% of Loan value.
• Payment structure:  To be paid by the Borrower ehrn the process is completed and after disbursement of his Funds. The transaction will be supported by a Fee Protection Agreement (FPA).